Fine Print

Disclosures, Disclaimers, Terms of Service, Privacy Policy, etc. 

HCEG Goals

Hard Come Easy Go (“HCEG”) seeks to provide you with helpful information and entertainment regarding personal finance. (Please read the disclosures below fully.) This site exists exclusively for that purpose. This page presents disclosures and a privacy policy, terms of service, and so on. Moreover, HCEG wishes to be fully above board and transparent with you about this site, how it’s used, and especially what happens with your information. (Answer, which is below: not much.) The goal of this site is to engage with our friendly readers and share about finances. Articles written on this site are the intellectual property of Hard Come Easy Go and are not to be reprinted or reproduced without written consent.


Please note that HCEG may have financial relationships with some merchants mentioned or referred to on this blog. The blog and its owner(s) may be compensated if consumers choose to use the links or references located throughout the content on this site and generate sales for merchants. HCEG may be compensated for certain paid links and ads on this blog. You are not obligated to click on any link, buy any product, read any post, or use anything whatsoever that is advertised on this blog.

This blog may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. Any references to third party products, rates, or websites are subject to change without notice. (A blog is a complicated thing to create, post on, and maintain.)  Please do the appropriate research before participating in any third-party offers.


Information presented on HCEG is intended for information, academic, and entertainment purposes only and is not meant to be taken as financial advice, legal advice, tax advice, or any other kind of advice. The views expressed on this website are personal opinions only and should not be construed as financial advice for your given situation. While all attempts are made to present accurate information, the author is only human, and the information may not be appropriate for your particular circumstances. Information may also become outdated over time. HCEG and its author(s) are not financial experts and you should seek out a professional before making any financial, legal, or tax decisions. (Seriously, folks: there is no substitute for a wise professional whom you know and trust.) I am not liable for any losses suffered by any parties. Please make sure to do your own due diligence and seek a trusted financial, legal, or tax professional before making any financial decisions of your own.

Neither HCEG nor its members, authors, owners, or those otherwise affiliated with HCEG make any representations as to the validity, accuracy, completeness, or suitability of any claims made either on this blog or by these individuals. Neither HCEG nor its members, authors, owners, or those otherwise affiliated with HCEG assume any liability with regard to financial results, legal results, or tax consequences based on the use of the information provided here. Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – which do not necessarily represent the views of HCEG or its members, authors, owners, or those otherwise affiliated with HCEG.

Privacy Policy

At HCEG, this website may collect your email information (if you provide it).  We use that information to send you blog-related content only, and will not sell or otherwise distribute your information. You may request to be removed from the email/subscriber list at any time, and you will be removed within a reasonable time thereafter (if not automatically). As site owner, HCEG will not knowingly share, sell, or disclose your email or other information; it is collected purely to send you content from the blog and/or messages from HCEG itself. You may, of course, ask to be removed from the email/subscriber list at any time, and you will be promptly removed.

In addition, this website may use cookies (as may WordPress or its applications) which collect information. You may disable cookies at any time on your own computer. HCEG itself makes no effort to collect or retain information gained through cookies (so far as we are aware), but please ensure you check the cookie policies of the various websites and applications on this site, including WordPress, for further information and disclosures.

Acceptance of Terms

Through the use of this site, you are hereby accepting the terms and conditions stipulated within this page, including but not limited to the Disclosures, Choice of Law provision, jurisdictional provision, and Privacy Policy agreement. If you disagree with our terms or conditions, then you should refrain from use of the site (and its related pages). In addition, your continued use of our website following the posting of any updates, modifications, or changes to our terms and conditions shall mean that you are in agreement and acceptance of such changes.

Choice of Law

By reading this blog, you consent to submit exclusively to the personal and general jurisdiction of North Carolina courts and subject yourself to North Carolina law regarding any disputes, disagreements, or other legally-binding activities that may arise from your use or viewing of this site. You are likewise aware – and agree – that this website, its members, authors, owners, or those otherwise affiliated with HCEG are located in North Carolina, subject to North Carolina law, and intend to reach no farther than North Carolina.