Please note that HCEG may have financial relationships with some merchants mentioned or referred to on this blog. The blog and its owner(s) may be compensated if consumers choose to use the links or references located throughout the content on this site and generate sales for merchants. HCEG may be compensated for certain paid links and ads on this blog. You are not obligated to click on any link, buy any product, read any post, or use anything whatsoever that is advertised on this blog.
This blog may be compensated by companies mentioned through advertising, affiliate programs, or otherwise. Any references to third party products, rates, or websites are subject to change without notice. (A blog is a complicated thing to create, post on, and maintain.) Please do the appropriate research before participating in any third-party offers.
Information presented on HCEG is intended for information, academic, and entertainment purposes only and is not meant to be taken as financial advice, legal advice, tax advice, or any other kind of advice. The views expressed on this website are personal opinions only and should not be construed as financial advice for your given situation. While all attempts are made to present accurate information, the author is only human, and the information may not be appropriate for your particular circumstances. Information may also become outdated over time. HCEG and its author(s) are not financial experts and you should seek out a professional before making any financial, legal, or tax decisions. (Seriously, folks: there is no substitute for a wise professional whom you know and trust.) I am not liable for any losses suffered by any parties. Please make sure to do your own due diligence and seek a trusted financial, legal, or tax professional before making any financial decisions of your own.
Neither HCEG nor its members, authors, owners, or those otherwise affiliated with HCEG make any representations as to the validity, accuracy, completeness, or suitability of any claims made either on this blog or by these individuals. Neither HCEG nor its members, authors, owners, or those otherwise affiliated with HCEG assume any liability with regard to financial results, legal results, or tax consequences based on the use of the information provided here. Furthermore, advertisers, commenters, and linked sites are solely responsible for their views and content – which do not necessarily represent the views of HCEG or its members, authors, owners, or those otherwise affiliated with HCEG.
At HCEG, this website may collect your email information (if you provide it). We use that information to send you blog-related content only, and will not sell or otherwise distribute your information. You may request to be removed from the email/subscriber list at any time, and you will be removed within a reasonable time thereafter (if not automatically). As site owner, HCEG will not knowingly share, sell, or disclose your email or other information; it is collected purely to send you content from the blog and/or messages from HCEG itself. You may, of course, ask to be removed from the email/subscriber list at any time, and you will be promptly removed.
Acceptance of Terms
Choice of Law
By reading this blog, you consent to submit exclusively to the personal and general jurisdiction of North Carolina courts and subject yourself to North Carolina law regarding any disputes, disagreements, or other legally-binding activities that may arise from your use or viewing of this site. You are likewise aware – and agree – that this website, its members, authors, owners, or those otherwise affiliated with HCEG are located in North Carolina, subject to North Carolina law, and intend to reach no farther than North Carolina.